REPORT ON WORKING CLASS FAMILY INCOME & EXPENDITURE
SURVEY, 1999-2000 , Base is 2001=100
The important findings of the survey conducted at Mumbai
(including Thane) centre are given below:
- The total number of working class families covered during the survey was
- The estimated total number of working class families as defined for the
purpose of the survey was about 14.43 lakhs.
- The estimated total number of employees in these families was about 20.16
- The average monthly income per employee from paid employment worked out to
- Spinning, weaving and finishing of textiles industry dominated in terms of
- About 75 per cent of the total employees were employed on a regular basis,
18 per cent were on casual basis and the remaining 7 per cent on contractual
- The average size of a working class family worked out to be 4.71 persons
of which 1.14 were earners, 0.35 earning dependants and 3.22 non-earning
dependants consisting of 1.93 men, 1.58 women and 1.20 children.
- The modal family size was with four and five members.
- The estimated total number of family members was 67.94 lakhs. Out of
which, 54.29 per cent were males. Of the total family members, 45.53 per
cent were married, 4.53 per cent were widowed, divorced or separated and the
remaining 49.94 per cent were un-married.
- The dependency ratio was 401/1000.
- Around 11 percent of the family members (5 years of age and above) were
illiterate and more than 3 per cent were graduate and above.
- Around 32 per cent of the family members (5 years of age and above) were
employees and about 61 per cent were not in labour force.
- Of all the families, 87.34 per cent of the families had one earner, 11.28
per cent had two earners while the remaining 1.38 per cent had three or more
- The average monthly income per family worked out to be Rs. 7594.84 and the
per capita income as Rs. 1610.59.
- As much as 90.57 per cent of the total average monthly income came from
- Within the paid employment, basic wages and allowances contributed more
than 93 per cent of the total income.
- The average expenditure per family worked out to be Rs. 5514.09. Out of
which, Rs. 5014.70 was on consumption expenditure and Rs. 499.39 was on
- Within consumption expenditure, the share of food items was 50.24 per
- Around 79 per cent of the families had spent less than 45 percent of their
total expenditure on food.
- About 99 per cent of the families reported expenditure on savings and
- There was a significant decline in the percentage of families reporting
expenditure on pan, supari, tobacco & tobacco products and
alcoholic beverages as compared to 1981-82 survey.
- The percentage of families reporting expenditure on medical care, personal
care, education & reading and transport & communication
during 1999-2000 increased substantially as compared to 1981-82 survey with
the maximum jump on education and reading.
- The average monthly quantity of Cereals and Cereal Products
consumed per family worked out to be 45.85 Kgs, of which major share was
accounted for by wheat (21.01 Kgs) and rice (20.85 Kgs). The
per capita consumption of Cereals and Cereal Products was 9.73 Kgs.
- The average monthly consumption of milk per family has more than doubled
to 22.28 litres from 10.84 litres in 1981-82 survey.
- About 89 per cent of families recorded an average surplus income of Rs.
2080.75 over family expenditure.
- The incidence of indebtedness worked out to be 33.23 per cent during
1999-2000 as compared to 52.04 per cent in 1981-82 survey.
- Maximum proportion of families (i.e. 28.72 per cent) was in the loan
amount class of Rs. 10000 to less than Rs. 20000.
- The average amount of outstanding debt per indebted family worked out to
be Rs. 21781.03.
- Co-operative credit societies were the main source of loans.
- Despite a sharp increase in the interest rates charged by moneylenders the
proportion of families availing loans from them rose upto 5.02 per cent as
compared to 2.92 per cent in 1981-82 survey
- About 66 per cent of the families were residing in chawl- bustees; around
32 per cent were using flats as their residence and less than one per cent
had independent houses.
- Of all the families, 79.76 per cent had made their own arrangements for
accommodation, 18.03 per cent were provided dwellings by the employers and
the remaining 2.21 per cent were residing in the dwellings provided by
friends and relatives etc.
- The percentage of families enjoying basic amenities like kitchen,
bathroom, latrine and electricity was 31.46 per cent, 32.82 per cent, 97.28
per cent and 97.62 per cent respectively.
: Detailed report is available with Controller
of Publications, Civil Line, New Delhi.