REPORT ON WORKING CLASS FAMILY INCOME & EXPENDITURE
SURVEY, 1999-2000 , Base is 2001=100
The important findings of the survey conducted at Kolkata
centre are given below:
- The total number of working class families covered during the survey was
- The estimated total number of working class families as defined for the
purpose of the survey was about 2.45 lakhs.
- The estimated total number of employees in these families was about 2.89
- The average monthly income per employee from paid employment worked out to
- Manufacture of refined petroleum products industry dominated in terms of
- About 65 per cent of the total employees were employed on a regular basis,
32 per cent were on casual basis and the remaining 3 per cent on contractual
- The average size of a working class family worked out to be 4.18 persons
of which 1.06 were earners, 0.24 earning dependants and 2.88 non-earning
dependants consisting of 1.77 men, 1.37 women and 1.04 children.
- The estimated total number of family members was 10.23 lakhs. Out of
which, 54.84 per cent were males. Of the total family members, 46.66 per
cent were married, 5.27 per cent were widowed, divorced or separated and the
remaining 48.07 per cent were un-married.
- The dependency ratio was 420/1000.
- Around 14 percent of the family members (5 years of age and above) were
illiterate and more than 4 per cent were graduate and above.
- Around 30 per cent of the family members (5 years of age and above) were
employees and about 62 per cent were not in labour force.
- Of all the families, 95.33 per cent of the families had one earner, 4.17
per cent had two earners while the remaining 0.50 per cent had three or more
- The average monthly income per family worked out to be Rs. 5552.57 and the
per capita income as Rs. 1329.65.
- As much as 90.08 per cent of the total average monthly income came from
- Within the paid employment, basic wages and allowances contributed more
than 81 per cent of the total income.
- The average expenditure per family worked out to be Rs. 4324.49. Out of
which, Rs. 3829.46 was on consumption expenditure and Rs. 495.03 was on
- Within consumption expenditure, the share of food items was 49.48 per
- Around 76 per cent of the families had spent less than 45 percent of their
total expenditure on food.
- Only 20.93 per cent of the families reported expenditure on savings and
- There was a significant decrease in the percentage of families reporting
expenditure on pan, supari, and tobacco & tobacco products
and slightly increase in alcoholic beverages as compared to 1981-82
- The percentage of families reporting expenditure on education &
reading, household services and transport & communication
during 1999-2000 increased substantially as compared to 1981-82 survey with
the maximum jump on education & reading.
- The average monthly quantity of Cereals and Cereal Products
consumed per family worked out to be 45.66 Kgs, of which major share was
accounted for by rice (29.19 Kgs) and wheat atta (12.49 Kgs). The per
capita monthly consumption of Cereals and Cereal Products was 10.92
- The average monthly consumption on vegetables & vegetable products,
meat, fish and eggs were 33.13 kgs, 4.79 kgs and 1.23 dozens respectively
have much higher than 26.22 kgs, 2.84 kgs and 0.57 dozens in 1981-82 survey.
- About 90 per cent of families recorded an average surplus income of Rs.
1228.08 over family expenditure.
- The incidence of indebtedness worked out to be 55.89 per cent during
1999-2000 as compared to 48.06 per cent in 1981-82 survey.
- Maximum proportion of families (i.e. 26.52 per cent) was in the loan
amount class of Rs. 10000 to less than Rs. 20000.
- The average amount of outstanding debt per indebted family worked out to
be Rs. 9275.54.
- Provident fund was the main source of loans.
- Despite a sharp increase in the interest rates charged by moneylenders the
proportion of families availing loans from them declined to 5.12 per cent as
compared to 8.36 per cent in 1981-82 survey
- Only 22.78 per cent of the families were residing in chawl- bustees; and
15.15 per cent were using flats as their residence and 50.74 percent had
- Of all the families, 82.48 per cent had made their own arrangements for
accommodation, 14.93 per cent were provided dwellings by the employers and
the remaining 2.59 per cent were residing in the dwellings provided by
friends and relatives etc.
- The percentage of families enjoying basic amenities like kitchen,
bathroom, latrine and electricity was 51.11 per cent, 68.11 per cent, 96.17
per cent and 86.48 per cent respectively.
: Detailed report is available with Controller
of Publications, Civil Line, New Delhi.