REPORT ON WORKING CLASS FAMILY INCOME &
SURVEY, 1999-2000 ,
Base is 2001=100
The important findings of the survey conducted at Bangalore
centre are given below:
- The total number of working class families covered during the survey was
- The estimated total number of working class families as defined for the
purpose of the survey was about 2.67 lakhs.
- The estimated total number of employees in these families was about 4.42
- The average monthly income per employee from paid employment worked out to
- Manufacturing of wearing apparel fur apparel industry dominated in terms
- About 81 per cent of the total employees were employed on a regular basis,
16 per cent were on casual basis and the remaining 3 per cent on contractual
- The average size of a working class family worked out to be 4.14 persons.
Of which, 1.34 were earners, 0.38 earning dependants and 2.42 non-earning
dependants consisting of 1.53 men, 1.56 women and 1.05 children.
- The modal family size was with four and five members.
- The estimated total number of family members was 11.05 lakhs. Out of
which, 49.90 per cent were males and 50.10 per cent were females. Of the
total family members, 45.35 per cent were married, 5.93 per cent were
widowed, divorced or separated and the remaining 48.72 per cent were
- The dependency ratio was 409/1000.
- Around 13 percent of the family members (5 years of age and above) were
illiterate and more than 2 per cent were graduate and above.
- Around 43 per cent of the family members (5 years of age and above) were
employees and about 49 per cent were not in labour force.
- Of all the families, 72.59 per cent of the families had one earner, 22.55
per cent had two earners, 3.62 per cent had three earners and the remaining
1.24 per cent had four or more earners.
- The average monthly income per family worked out to be Rs. 6083.14 and the
per capita income as Rs. 1469.36.
- As much as 92.69 per cent of the total average monthly income came from
- Within the paid employment, basic wages and allowances contributed more
than 89 per cent of the total income.
- The average expenditure per family worked out to be Rs. 4723.75. Out of
which, Rs. 4473.65 was on consumption expenditure and Rs. 250.10 was on
- Within consumption expenditure, the share of food items was 46.95 per
- Around 78 per cent of the families had spent less than 45 percent of their
total expenditure on food.
- About 99 per cent of the families reported expenditure on savings and
- There was a significant decline in the percentage of families reporting
expenditure on pan, supari, tobacco & tobacco products and
household services as compared to 1981-82 survey.
- The percentage of families reporting expenditure on medical care, personal
care, furniture & furnishing and saving & investement during
1999-2000 increased substantially as compared to 1981-82 survey with the
maximum jump on furniture & furnishing.
- The average monthly quantity of Cereals and Cereal Products
consumed per family worked out to be 41.12 Kgs, of which major share was
accounted for by rice (27.90 Kgs) and ragi (5.84 Kgs). The per capita
consumption of Cereals and Cereal Products was 9.93 Kgs.
- About 90 per cent of families recorded an average surplus income of Rs.
1359.39 over per family expenditure.
- The incidence of indebtedness worked out to be 41.44 per cent during
1999-2000 as compared to 85.68 per cent in 1981-82 survey.
- Maximum proportion of families (i.e. 25.01 per cent) was in the loan
amount class of Rs. 20000 to less than Rs. 50000.
- The average amount of outstanding debt per indebted family worked out to
be Rs. 20908.20.
- Co-operative credit societies were the most preferred source of loans.
- The proportion of families availing loans from banks rose upto 11.31 per
cent as compared to 6.09 per cent in 1981-82 survey
- About 54 per cent of the families were residing in independent houses;
around 6 per cent were using flats as their residence and about 12 per cent
were living in chawl- bustees.
- Of all the families, 90.86 per cent had made their own arrangements for
accommodation, 8.34 per cent were provided dwellings by the employers and
the remaining 0.80 per cent were residing in the dwellings provided by
friends and relatives etc.
- The percentage of families enjoying basic amenities like kitchen,
bathroom, latrine and electricity was 88.88 per cent, 79.96 per cent, 94.86
per cent and 96.02 per cent respectively.
: Detailed report is available with Controller
of Publications, Civil Line, New Delhi.