The important findings of the survey conducted at Bangalore centre are given below:

1. The total number of working class families covered during the survey was 1296.
2. The estimated total number of working class families as defined for the purpose of the survey was about 2.67 lakhs.
3. The estimated total number of employees in these families was about 4.42 lakhs.
4. The average monthly income per employee from paid employment worked out to Rs. 3401.77.
5. Manufacturing of wearing apparel fur apparel industry dominated in terms of employment.
6. About 81 per cent of the total employees were employed on a regular basis, 16 per cent were on casual basis and the remaining 3 per cent on contractual basis.
7. The average size of a working class family worked out to be 4.14 persons. Of which, 1.34 were earners, 0.38 earning dependants and 2.42 non-earning dependants consisting of 1.53 men, 1.56 women and 1.05 children.
8. The modal family size was with four and five members.
9. The estimated total number of family members was 11.05 lakhs. Out of which, 49.90 per cent were males and 50.10 per cent were females. Of the total family members, 45.35 per cent were married, 5.93 per cent were widowed, divorced or separated and the remaining 48.72 per cent were un-married.
10. The dependency ratio was 409/1000.
11. Around 13 percent of the family members (5 years of age and above) were illiterate and more than 2 per cent were graduate and above.
12. Around 43 per cent of the family members (5 years of age and above) were employees and about 49 per cent were not in labour force.
13. Of all the families, 72.59 per cent of the families had one earner, 22.55 per cent had two earners, 3.62 per cent had three earners and the remaining 1.24 per cent had four or more earners.
14. The average monthly income per family worked out to be Rs. 6083.14 and the per capita income as Rs. 1469.36.
15. As much as 92.69 per cent of the total average monthly income came from paid employment.
16. Within the paid employment, basic wages and allowances contributed more than 89 per cent of the total income.
17. The average expenditure per family worked out to be Rs. 4723.75. Out of which, Rs. 4473.65 was on consumption expenditure and Rs. 250.10 was on non-consumption expenditure.
18. Within consumption expenditure, the share of food items was 46.95 per cent.
19. Around 78 per cent of the families had spent less than 45 percent of their total expenditure on food.
20. About 99 per cent of the families reported expenditure on savings and investments.
21. There was a significant decline in the percentage of families reporting expenditure on pan, supari, tobacco & tobacco products and household services as compared to 1981-82 survey.
22. The percentage of families reporting expenditure on medical care, personal care, furniture & furnishing and saving & investement during 1999-2000 increased substantially as compared to 1981-82 survey with the maximum jump on furniture & furnishing.
23. The average monthly quantity of Cereals and Cereal Products consumed per family worked out to be 41.12 Kgs, of which major share was accounted for by rice (27.90 Kgs) and ragi (5.84 Kgs). The per capita consumption of Cereals and Cereal Products was 9.93 Kgs.
24. About 90 per cent of families recorded an average surplus income of Rs. 1359.39 over per family expenditure.
25. The incidence of indebtedness worked out to be 41.44 per cent during 1999-2000 as compared to 85.68 per cent in 1981-82 survey.
26. Maximum proportion of families (i.e. 25.01 per cent) was in the loan amount class of Rs. 20000 to less than Rs. 50000.
27. The average amount of outstanding debt per indebted family worked out to be Rs. 20908.20.
28. Co-operative credit societies were the most preferred source of loans.
29. The proportion of families availing loans from banks rose upto 11.31 per cent as compared to 6.09 per cent in 1981-82 survey
30. About 54 per cent of the families were residing in independent houses; around 6 per cent were using flats as their residence and about 12 per cent were living in chawl- bustees.
31. Of all the families, 90.86 per cent had made their own arrangements for accommodation, 8.34 per cent were provided dwellings by the employers and the remaining 0.80 per cent were residing in the dwellings provided by friends and relatives etc.
32. The percentage of families enjoying basic amenities like kitchen, bathroom, latrine and electricity was 88.88 per cent, 79.96 per cent, 94.86 per cent and 96.02 per cent respectively.

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 NOTE :     Detailed  report is available with Controller of Publications, Civil Line, New Delhi.